However, the sorhai american company always like to retrench people and thus the people there the income not very steady one..
In Malaysia, when your income not steady you will loan money from AhLoong instead of BANK.
But in america, their FBI very power so there is no Ahloong, instead their bank will loan money to all these not steady income people and this type of loan is
"No repayment for first 2 years"
It basically tell people don't worry for the about repaying the loan because you may strike lottery before payment is due!
But now....got one problem...money all loan out but who can guarantee that these sorhais will be able to pay back when time comes ?